Creative Financing Made Easy  

Mark Dodson, president of The Private Capital Group, has mastered his niche in providing jumbo sized residential mortgages for clients in Georgia and Florida- and now expanding into the Carolina's and Alabama- for over ten years now. The Private Capital Group works with loans starting at $250,000 and going up to over $5,000,000, although the average size loan that they work with is typically right around $1,000,000. What makes The Private Capital Group so unique is their ability to provide creative financing solutions that other mortgage companies cannot provide for their clientele.

The Private Capital Group has the ability to work with a diverse range of loans across the board from the most basic of loans to the more complex and creative loans their clients need. They are able to provide everything from stated income loans for clients who do not wish to disclose their income, to creative financing for the credit challenged. They are also specialists in being able to close loans with 100% financing for basic and construction to permanent loans. It is this wide range of expertise that makes The Private Capital Group the right choice for all of your residential loans.

The Private Capital Group has become a top mortgage banker in the city by closing loans that other lenders have not been able to. Just this past month alone, Dodson was able to secure financing on a $6,360,000 stated income, cash-out refinance with a start rate of 1.375% for a client. Most investors will not go above $2,500,000 on a stated income loan which is what sets The Private Capital Group apart from the competition. It is because of Dodson and The Private Capital Group's long standing relationships with investors and experience in private banking that enables them to be able to provide loans that other mortgage companies cannot. For the client, this translates into actually being able to buy the home or vacation homes of their dreams.

The Private Capital Group has worked with clients like Elton John along with many other athletes and musicians to secure personal financing for their many properties. The Private Capital Group also works extensively with doctors, attorneys and other small business owners who want to maximize their fluxuating monthly incomes.

"With one of our recent closings," Dodson states, "we were able to help a client with a credit score slightly lower than the minimum requirement get into a $3.2 million dollar home with lower payments than the prime based loan he had previously been on, helping to improve his cash flow. The only reason we were able to get such a great deal for this client though was because of my long standing relationship with my investor."

It is that type of advantage that The Private Capital Group is able to bring to the table for their clients.

Another one of the unique things about The Private Capital Group is that the majority of the work done on their loans can be done using e-mail and their personalized internet application process. The convenience this provides clients is just another one of the attractive traits of The Private Capital Group. Clients are able to apply directly online saving them the time and effort of filling out a written application. However, The Private Capital Group is always able to meet with clients one-on-one to review different loan programs and give clients the personal attention they desire.

Right now, The Private Capital Group is being able to offer their clients a 1.25 - 2.25% start rate with guaranteed low payments on residential loans from $250,000 to over $5,000,000. They are also offering a 5/1 ARM with Interest Only payments at 5.375%. This allows the borrower to have a fixed rate of 5.375% for 5 years paying only the interest on their loan and improving their cash flow for other investments.

To take advantage of these and other loan programs, contact The Private Capital Group today.

The Private Capital Group can be reached at 404.240.4067. To learn more about The Private Capital Group and some of their recent closings, please visit their website at www.theprivatecapitalgroup.com

About the Author

Brittney Runnion works for The Private Capital Group, a private mortgage banking company, primarily offering creative financing for jumbo and super jumbo residential mortgage loans. The Private Capital Group is recognized as one of the top mortgage bankers in the South East.